Automotive Insurance - Do You Need A Personal Auto Policy?

Insurance

Automotive

Auto insurance in Saskatchewan is mandatory on every registered vehicle, but sometimes the basic plate insurance isn’t enough.

In most cases, basic plate insurance includes:

$700.00 deductible
$200,000.00 third party liability protection

A Personal Auto Policy provides increased liability coverage, lower deductibles, access to rental vehicles, glass repairs, and will even pay to replace your brand new vehicle if it’s totalled. As a Saskatchewan resident you get basic injury coverage, but a Personal Auto Policy enhances your injury coverage.

Pay as little as $10 per month for added liability coverage, lower deductibles, and many other additional benefits. It’s a small price to pay for such great protection.

To determine what amount of protection is right for you, speak to one of our Brokers. We will ensure you know all the options available to you and we will customize an insurance package that meets your needs!

Carnduff Agencies Inc. - SGI CANADA eQuote

do you need a personal auto policy?

Ask yourself these questions.

Do you travel outside saskatchewan or rent a vehicle?

You may require more liability insurance as you are at a greater risk of being sued or getting into an accident with an underinsured driver - especially if you travel within the U.S.. Coverage on a Personal Auto Policy can extend to a rental vehicle at home and while travelling. Please give us a call before you leave.

Do you drive on rural highways or grid roads?

With a Personal Auto Policy, your deductible is waived if you hit wildlife; and if you add glass coverage, your Policy will pay to fix damage to your windshield.

Did you just buy a new car?

Protect your investment by purchasing Replacement or Repair Cost coverage.

If you answered “yes” to any of these questions, you probably need more auto insurance.

By having the correct Auto Policy in place, you will have the perfect blend of Plate Insurance and Extended Insurance.